Meridian calls the free GLM model directly from your browser. Paste a key — it lives only in this device's localStorage.
Anchors the timeline. A 22-year-old's risk envelope isn't a 55-year-old's.
City and country. Cost of living, currency, and local opportunity all hinge on this.
A sentence is enough. Job, study, between things — whatever it is.
All later figures use this. Pick the one your salary lands in.
Everything you own, minus what you owe. A rough figure is fine. Negative is fine — be honest.
After tax. The cash that actually lands in your account each month.
Rent or mortgage, utilities, debt servicing, groceries, transport. The core stack you can't cut overnight.
Mortgage, student loans, credit-card balances, business debt. Type, balance, rough APR if you know it.
This drives the entire reading. Pick the one closest to how you actually invest, not how you wish you did.